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Sell your property &
buy again with ease

Buying your dream home, upsizing, down sizing, moving location

Whatever the reason, My Mortgage can help you do it with ease. It's not something you do everyday and so when it comes time to do it, you need help from experts. There is a lot to consider, least of which is how much you can spend on your new property. It might be best to speak to My Mortgage even before you start the sales process so that you can make sure you can do what you are wanting to do in the time frame you want to do it in. Our advice is always free.

Contact the team about your selling & buying plans

We love hearing about your plans and goals for your properties so get in touch and let's talk about what are wanting to do and how you can get there. 

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From the Blog - Sell & Buy properties with ease

Bridging Finance in New Zealand: Is it possible and what else could you do?

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Up-to-Date Financials for Business Owners buying residential property

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Navigating Current Interest Rates: Why a Short-Term Fix Might Be Your Best Bet

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Applying for a mortgage while on a fixed term employment contract - How does that work?

We commonly hear people say that it’s impossible to get a home loan when you’re on a fixed term contract but is that true? Read on to find out more!... Every situation is different when it comesRead more

I’m in a trial period - Can I apply for a home loan?

It’s less common these days to see trial periods in employment contracts since the law changed in 2018 to only allow employers with 19 or less staff to include trial periods. But the question doesRead more

Co-Ownership - Buy with a friend or family member!

Over the last year as interest rates have risen along with the 'test rate' which banks use to assess your ability to service a mortgage we're finding we are having more conversations with clients aboRead more

Five things to think about when your home loan is coming up to its fixed rate rollover

For a long time now, it seems as if the Kiwi approach to refixing mortgages has been to simply refix at the lowest rate available at the time of rollover - Normally the 12 month rate! At a time whenRead more

Why can't I borrow as much as I want from the banks?

If you're in the market for a home loan, you might be surprised to find out that currently, the amount you can borrow from the banks is less than what you had in mind. There are several factors thatRead more

Can an Uber driver get a home loan in New Zealand?

If you're an Uber driver in New Zealand and you're looking to obtain a home loan, you may be wondering how banks will treat your Uber income. The good news is that many banks in New Zealand are open Read more

Stop stressing about your 'credit score'!

It's so common for us to hear people talking about their 'credit score'...So, does a credit score really matter and what's it all about?! In New Zealand, credit scores are not as important as theyRead more

Top 10 Home Loans Myths - Debunked!

As mortgage advisers, we often hear and see information out there that is just not true! There's so much information available these days and it seems that what might be true in other parts of theRead more

Home loans for energy efficient upgrades and electric vehicles

Since 2021, all 5 of the main New Zealand banks have brought out home loan products specifically for energy efficiency and helping make New Zealand homes warmer, dryer, and heathier. Some banks haveRead more

Book a time with an expert

For My Mortgage, home loans are all about people and stories, not numbers and dollars. By booking a time to speak with one of our expert team, we can give you free advice, guidance & what we think will be right for you as well as explain our mortgage repayment calculators. We can connect in person, via phone, online or email. 

Whatever works best for you. 

 

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