Nothing! Someone else pays us for your expert service and advice
When you have My Mortgage on your side, our service won’t cost you a penny. As we dive into 2025, the property market in Cambridge and the Waikato region is really starting to move. With a growing team, we’re excited about the future and ready to help you with all your property lending needs.
A question we often receive is about the cost of our service. We’d like to clarify how we are compensated and why that helps us secure the best mortgage deals for you.
Our advice and assistance with arranging home loans are free for our clients because the banks pay us. This allows us to offer the expertise of our experienced team without charging you.
Banks provide us with a commission when we introduce a new loan to them. Importantly, the commission rates across different banks are similar, ensuring that this doesn’t influence which bank we recommend as the best fit for you.
Banks can afford to pay us because they save on the expenses associated with maintaining their own staff for mortgage advice. We handle the advisory and support, making it a beneficial arrangement for everyone involved: the bank, you, and us. Rest assured, our focus remains on securing the best possible deal for your unique situation. We are committed to guiding you through every step of the mortgage process, turning what could be complex into something clear and manageable.
The common benefits our clients often state are...
- We do the leg work for you with lenders. Saving you time.
- We provide professional advice from a specialist in Home Loans
- We provide the best options from a number of lenders
- We can negotiate a great deal, because we understand what other lenders are offering and have the power of competition
- We provide a specialist service, committed to meeting your needs. In a timely manner online or able to arrange meetings where and when suit you
- Regular reviews of your home loan to help you achieve your financial goals
We hope that the above information helps you to make the decision to use a Mortgage Broker as opposed to dealing directly with a bank and clears up the myth about the potential cost of getting this great service.
Below is an attachment with a flyer that has some brief detail on what we do if you'd like to have a read or share with friends.
As always you can feel free to touch base with me personally by sending me an email or feel free to browse our site more and use the contact us form to get in touch.
We look forward to speaking to you soon
Adam and the Team