Welcome to the first episode of the My Mortgage Podcast! This episode is all about the government-backed first home-buying assistance schemes.

We discuss:

• The first home loan - the banks that offer it, the deposit you need, the benefits and criteria, income caps, your debt, and the change in property caps.

• We also talk about low equity fees and lender's mortgage insurance, or LMI.

• The first home grant - how you can access it, the amount you can get, and the low down on price caps. We also talk about eligibility criteria.

• KiwiSaver - How to access your KiwiSaver to buy your first home, the criteria, and exemptions. How much of your KiwiSaver you can use, and what to do if you’ve owned a house before?

Find Podcast here